⭐ Top Picks – Best-in-Class ETFs by Category & Theme
These ETFs are Your True Wealth’s highest-conviction selections across major categories and themes. Use them as building blocks within a diversified allocation aligned to your goals and risk profile.
Risk Level Legend (1–5) · 1 Very Low · 2 Low · 3 Moderate · 4 High · 5 Very High
| Asset Class / Category | ETF | 🛡 Risk Level | 💸 Expense Ratio | Objective |
|---|---|---|---|---|
| U.S. Equities | ||||
| U.S. Broad | Vanguard Total World Stock ETF (VT) | 4 | 0.07% | Broad global equity exposure |
| U.S. Large Blend | Vanguard S&P 500 ETF (VOO) | 4 | 0.03% | Large-cap blend core holding |
| U.S. Large Growth | Invesco S&P 500 Momentum ETF (SPMO) | 4 | 0.13% | Growth & momentum factor tilt |
| U.S. Large Value | Invesco S&P 500 Quality ETF (CGDV) | 4 | 0.04% | Defensive quality/value tilt |
| U.S. Small ___ | TBD | TBD | TBD | TBD |
| International Equities | ||||
| International Developed Blend | Schwab Fundamental Intl. Large Co. ETF (FNDF) | 4 | 0.25% | Value-tilted developed markets |
| International EM Blend | Schwab Fundamental Emerging Markets ETF (FNDE) | 5 | 0.39% | EM exposure with value/quality tilt |
| International EM ex-China | iShares MSCI EM ex-China ETF (EMXC) | 5 | 0.25% | Broader EM diversification |
| Fixed Income | ||||
| U.S. Bond Broad | JPMorgan Core Plus Bond ETF (JCPB) | 3 | 0.40% | Flexible multi-sector core bonds |
| U.S. Bond Short-Term | JPMorgan Ultra-Short Income ETF (JPST) | 1 | 0.18% | Capital preservation with modest yield |
| Real Assets | ||||
| Commodity Futures | Invesco DB Commodity Index ETF (PDBC) | 5 | 0.59% | Inflation-sensitive broad commodities |
| Gold | abrdn Physical Gold Shares ETF (SGOL) | 3 | 0.17% | Inflation & geopolitical hedge |
| Thematic | ||||
| U.S. Tech / Growth | Defiance Quantum ETF (QTUM) | 5 | 0.40% | Tech & growth-oriented thematic |
| U.S. Equities + Gold | Strategy Shares Gold-Hedged Equity ETF (GDE) | 4 | 0.85% | Rules-based equity with gold overlay |
| Cryptocurrency | TBD | TBD | TBD | TBD |