Tailored for active, experienced investors seeking a research-driven approach to portfolio construction. It features carefully selected ETFs representing the top choices within each major asset class. The menu supports a investment framework while allowing for selective active management and tactical adjustments. This design offers flexibility to fine-tune asset class exposures without compromising portfolio structure or long-term investment objectives.

Ideal for:

  • Active investors who prefer a core–satellite approach anchored in research and best practices.

  • Those who want more flexibility and control over portfolio positioning.

  • Investors looking to apply active tilts alongside a predominantly passive foundation.

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Welcome to Your True Wealth Premium

Thank for subscribing! You now have access to curated fund menus and portfolio strategies designed to help investors stay disciplined, reduce complexity, and achieve long-term financial goals. This subscription combines practical guidance with professional, research-driven frameworks — the same principles used by institutional investors — presented in a way that individual investors can apply with confidence.

Best in Class Investment Menu

Designed for passive investors who value simplicity and efficiency. It applies the 80/20 rule of investing—focusing on the core drivers of portfolio outcomes—through a selection of broad, low-cost market exposures. It incorporates core stock index funds and a short-term bond fund—to better align with fixed income’s role as a safer allocation. The approach emphasizes broad market exposure, low costs, and disciplined, low-maintenance portfolio construction.

Ideal for:

  • Passive investors looking for a set-it-and-forget-it portfolio aligned with long-term goals.

  • Investors seeking broad market coverage with minimal moving parts.

  • Those who prioritize simplicity and low cost index funds over precision or fine-tuning.

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KISS — Keep It Simple Strategy

Guides & Insights

Independent insights grounded in research and professional practice. These articles connect investing concepts with practical application, helping investors structure portfolios that support long-term financial goals and reinforce sound decision-making.

Featured
Core-Satellite Portfolio Strategy: How to Build a Long-Term Retirement Portfolio

Learn how a core-satellite portfolio strategy balances passive investing with selective tilts to build a resilient, long-term retirement portfolio

Key Considerations for Adding Alternative Assets to a 401(k)

Private equity and crypto are being pushed into 401(k) plans as “new opportunities,” but the reality is different. High fees, lockups, and volatility raise serious questions about whether these complex assets belong in retirement accounts designed to be simple, transparent, and liquid.

Private Equity in 401(k)s: Why Retirement Savers Should Be Skeptical

Private equity is coming to 401(k)s—but is it a good thing? While Wall Street sells the promise of higher returns and diversification, the reality is far more complex. From high fees and illiquidity to questionable valuations, this article explores why private equity may be a poor fit for the average retirement saver.

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Disclaimer

Your True Wealth is not a registered investment adviser. Our intent is to provide professional and credible financial education—resources often reserved for the affluent—in a way that is accessible to everyone. Therefore, this is financial education—not advice—and no buy or sell recommendations are provided. Every individual’s situation—and risk tolerance—is different, so readers should think critically, do their homework, and stay focused on long-term goals. Consult a licensed professional for personalized advice.