Timeless Building Blocks

These three Vanguard ETFs are simple, proven, and low-cost — the kind you could recommend to your grandma. Together, they make it easy to build a globally diversified portfolio with steady income and long-term growth potential.

Why Smart Investors Use These

✅ Simple works. Just three funds cover global stocks and short-term bonds — the 80/20 rule in action.

✅ Proven results. These are long-established ETFs with strong track records. Most active managers underperform low-cost index funds over time.

✅ Diversified by design. VTI and VEU cover global equities. BSV adds high-quality short-term bonds for stability and income.

✅ International matters. Global stocks help spread risk. International stocks have recently outpaced US stocks, and a weaker dollar can boost returns.

✅ Bonds for balance. BSV cushions stock swings and provides liquidity and income with less interest rate risk than longer-term bonds.

✅ Low fees, no fluff. Vanguard’s investor-owned model keeps costs low — more money stays invested.

✅ Works for everyone. A solid passive core allocation that allows you to set it and get on with your life.

How These ETFs Stack Up

Fund Performance Summary

Get the Edge: Professional ETF Research Coming Soon

✅ An subscription service is launching soon — giving you objective research and our best ETF picks by category, so you can go beyond a simple passive portfolio.

✅ Know when to go beyond passive. Low-cost index funds are a smart foundation, but there are times when adding investments that don’t just follow the market can boost returns or help manage risk.

✅ Invest with confidence. Combining strong passive core holdings with selective ETFs or stocks helps you stay diversified, control costs, and invest with more clarity.

Disclaimer: This content is intended for educational purposes only and does not constitute financial advice. Always do your own research and consult a qualified professional before making investment decisions.

Historical Performance Disclaimer: Historical performance data is provided for informational purposes only and does not guarantee future results. Performance figures are sourced from Portfolio Visualizer (www.portfoliovisualizer.com) and may include data from third-party providers. Please verify all information independently before making investment decisions.